Transportation of freight containing foodstuffs is often carried out across great distances by road and rail. There is a craziness that exists to supply the huge supermarket chains with produce up and down the country from massive Sheldon Rankins Shirt , centralized farms. This is a practice that makes no sense. In a country such as the United States, there is ample farmland the length and breadth of the country with the means to grow most staple crops anywhere in the country. Yet a farm in one part of the country will produce crops that are transported by truck via road or train via rail to a supermarket hundreds of miles away. It happens every single day.
Most consumers have no idea where their food comes from, and quite frankly most of them don't care. If it’s on the supermarket shelves at the same price they bought if for last week, then that's good enough for them. Well, it’s not good enough if that freight of carrots spent all night on the road being transported from a farm several hundred miles away, when there is a perfectly good farm that also grows carrots twenty miles in the other direction. The ludicrous part of it is that the farm 20 miles away is probably supplying a different supermarket 300 miles away! Why is this?
Supermarket company buyers have a set list of farms where they source their goods from. Doesn't matter how far away it may be from some of their outlets if they're spread across the country, as is often the case. So a farm that may be 20 miles away from the first supermarket outlet will transport carrots or cabbages to that outlet and also to all the other outlets across the country, because they have an exclusive contract with that particular supermarket chain.
This practise may seem simple and logistically centralized, but it costs not just money to transport the freight of carrots and cabbages across the country, but it also costs in truck fuel usage and the pollution it causes. Not to mention that while the carrots may be fresh when they arrive at the first supermarket on the route, by the time they get to the last one, they're a day older.
The solution to this transportation craziness is obvious. That is to supply each supermarket with the bulk of its fresh produce from a local farm that diversifies to produce a wide range of food crops. That cuts down to the minimum any transportation costs and time. It cuts pollution and also ensures that the produce reaches the store while it is still fresh.
Will that happen? Well, in the case of some smaller store chains, they are seeing the light and adopting exactly this principal. But it’s still only on a very small scale compared to the mighty supermarket chains that continue to waste trucking fuel and money to keep up the pressure on their stranglehold on the food industry.
However, people can make a difference. Already, we've seen more organic produce in supermarkets than we did a decade ago because consumers started to demand it. If more consumers voiced their dislike of the way food is unnecessarily transported across vast distances when it can just as easily be sourced locally, then the supermarkets will bend to the power of a big voice of a large group of consumers. To sway the big supermarkets, it'll probably take voices in their millions. Bit it can happen. Enough people just have to want it to happen badly enough and they can make it happen.
As a mortgage broker, you are certain to enter into the ping-pong curiosity charge recreation. Are you prepared so you lessen your danger of losing the sale, without dropping your commission at the same time? Let make sure by seeking at the all as well acquainted situation.
A house loan broker rates a prospective borrower the finest rate accessible at that time. The broker has answered all of the queries and worries of his or her consumers and disclosed all the relevant points. The broker has explained the weaknesses in the borrower’s bank loan software and guided and assisted the borrower(s) to solve people issues. The broker also assisted the borrower in getting the correct paperwork, aided them stay away from the normal pitfalls and assisted them in placing together an correct and total financial loan file. The mortgage broker then submits this loan to a loan provider right after talking about with the borrower the factors for deciding on that loan company. Subsequently a loan dedication is obtained.
Outfitted with this financial loan commitment, the borrower proceeds to search for a residence. Right after a number of weeks, even months, he, she or they ultimately find the right home. The house loan broker now assists the borrower with different issues, aids them identify a attorney or a notary manifeste and requires treatment of all other exceptional concerns.
A handful of weeks, often even days just before the completion date the borrower goes to his or her lender and possibly intentionally or unintentionally inquires about the bank’s fascination rate. The nicely-skilled lender worker probes and finds out the interest fee at which the borrower’s mortgage has been approved. Magically, on the spot, a lower fee is presented to that borrower.
Borrower informs the mortgage broker about the decrease rate and threatens to just take his, her or their enterprise to the financial institution since the identical financial institution that the borrower did not hassle inquiring before is now supplying a handful of foundation factors significantly less in the curiosity rate. The discouraged mortgage broker succumbs to the pressure, really usually supplying up his or her possess finder’s payment to get the rate down for the borrower, only to locate out that borrower went back again to the financial institution and negotiated even a decrease charge.
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